*Oxygen is a financial technology company, not a bank. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.

Your protection is our priority

Our advanced features go the extra mile to ensure your online banking experience is worry-free.

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*Oxygen is a financial technology company, not a bank. Banking Services provided by The Bancorp Bank, N.A., Member FDIC.

FDIC insured

Deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A., Member FDIC.

Privacy and security

We support two-factor authentication and fingerprint authentication to keep your information in the Oxygen app secure.

Anti-fraud protection

Your deposits are securely held in federally regulated checking and savings accounts, facilitated by our trusted banking partners. Our advanced fraud detection and compliance teams work collaboratively to swiftly identify and prevent any suspicious activities.

Don’t worry if you lose your card

When you report your card lost, we will deactivate it immediately and send you a replacement. Standard shipping is free and your replacement will arrive within seven (7) to ten (10) days.

Rest assured, your funds are secure

You can sign up for live transaction alerts, freeze your account, replace your Oxygen card, or change your pin immediately.

Frequently asked questions

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